First Home Buyers
If youre a First Home Buyer you may be enitled to the First Home Buyers Grant (FHOG) Talk to us today to see if you qualify.
Your first home
One of the biggest and most important decisions of your life, but it doesn't need to be complicated.
Talking with one of our Mortgage Brokers, we will let you know if you qualify for the First Home Buyers Grant (FHOG),
Invest Mortgage Solutions will be able to answer all of your questions like:
How much can you borrow?
How much will the repayments be?
and even gain your Pre-Approval, before you speak to a builder or real estate agent.
What is the First Homeowners Grant?
$10,000 and Free Stamp Duty.
Our team can guide you through the whole process to ensure you receive the right information and the best home loan for you.
Step 1). Speak to a Mortgage Broker
Construction Loans
Building costs and time lines can be wa worrying time, especially if youre paying rent too.
Constructions loan are generally Inerest Only reducing your overall expense during this period, further to this the whole construction is broken down into stages and as you comple each stage the amount is added to your loan so you dont have to pay a full mortgage and rent at the same time.
Have more questions? Ask us we're here to help you
Deposits guarantors and more
LMI Guarantors deposits LVR, so many terms and yest it all really is simple. As a first home buyer you may be entitled to borrow up to 95% of the value of the home (LVR), anything above 80% generally would require Lenders Mortgage Insurance (LMI).
LMI costs more the higher above 80% and can become expensive, an alternative may be to use a guarantor which can save thousands.
For a better understanding and your options contact us today
Interested in our services? We’re here to help!
We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.